New York Watch, Guard, or Patrol Agency (WGP) License Practice Exam

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What does garnishment of wages mean?

  1. A decoration of salary slips

  2. The allocation of wages to different accounts

  3. The attachment of wages to satisfy a judgment

  4. The reduction of wages due to taxes

The correct answer is: The attachment of wages to satisfy a judgment

Garnishment of wages is the legal process in which a creditor obtains a court order to collect a debt by taking a certain amount of money from an individual's paycheck, usually to satisfy a judgment or debt owed. Option A is incorrect because garnishment is not a decorative process, it is a legal one. Option B is incorrect because garnishment does not involve allocating wages to different accounts, it is an attachment of wages for a specific purpose. Option D is incorrect because garnishment is not related to taxes, it is related to debt collection.